Are more people in your neighborhood on the FAIR plan this year compared to last?

In Pacific Palisades, which has been ravaged by fire over the last few days, there are 1,430 residential policies with the FAIR plan, the state's insurer of last resort. That's nearly double the number of plans in 2023.

The change in the number of plans per ZIP code varies wildly across the state. The number of plans in the Colusa County ZIP code of 95912 went down by 67% while the number of plans in the 91915 ZIP code in San Diego went up by more than 700%.

As of Sept. 30, there are 1,430 residential plans in the Pacific Palisades ZIP code (90272). That's a 85% increase from the year prior.
  • -100%
  • 0%
  • 100%
  • 250%
Year over year change in the number of FAIR plans
  • Source: California FAIR Insurance Plan
  • Credits: Jeremia Kimelman, CalMatters